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Health Care

Families or individuals with disabilities, direct care workers, and low-income people have difficulty getting health care because of the lack or high cost of insurance.

About the issue: (Top of page)

A lot of people across the nation do not have any health care insurance or have insurance that does not cover their needs. Many people can only get health insurance if they can afford to pay high premiums or deductibles. Without affordable and comprehensive health care insurance, it can be very difficult to get the right care for a disability or chronic condition. Because of the gaps in health care coverage, advocates argue that the system is broken.

Many families and people with disabilities are forced to rely on Medicaid or BadgerCare because private insurance is not available or affordable. People with disabilities who want to work often cannot because they would loose Medicaid coverage. Even with Medicaid coverage, people with disabilities do not always get their health care needs met.

Medicaid does not always pay doctors, dentists, therapists, hospitals, and other providers what it really costs to provide services. Providers can refuse to serve people on Medicaid. This is especially true in the area of dental care, where people often have to travel outside their own cities to find a dentist that accepts Medicaid. Providers that do treat people on Medicaid often charge people with good insurance more to make-up the funding gap and stay in business.

Another concern is the amount of money wasted in the current system. People without health insurance are more likely to use emergency rooms for their primary care. Emergency services are very expensive.

Why does this matter to people with disabilities? (Top of page)

Access to health care services is extremely important to the well-being and quality of life for people with disabilities. If people cannot get the health care services they need, it affects every area of their lives. Lack of comprehensive insurance also limits people’s choices. They cannot work and risk loosing Medicaid, or they can work only for certain employers that can afford to cover their health insurance.

People with disabilities are impacted when their direct service workers cannot get good health insurance coverage. One reason the turnover for direct service workers is high is because many agencies cannot provide affordable, comprehensive health care.

Are there any proposals that would make a change in this issue? (Top of page)

Who can I contact with my questions? (Top of page)

John Shaw
Wisconsin Council on Developmental Disabilities
201 W. Washington Avenue
Madison WI 53703-2796
Phone: Voice (608) 266-7707; TDD (608) 266-6660
Email: shawj2@dhfs.state.wi.us
Fax: (608) 267-3906

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Background Information For This Issue (Top of page)